> ## Documentation Index
> Fetch the complete documentation index at: https://docs.interchange.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Manually retry the outstanding failed charge (admin)

> Immediately re-attempts the organization's outstanding failed charge on the currently-saved card. Returns `processing` — the actual recovery (hold cleared, `nextAction` back to `NONE`) is confirmed asynchronously via a signature-verified Stripe webhook; poll GET /billing/account rather than inferring success from this response. Org-admin humans only — service tokens are denied (card actuation is a human/PCI boundary).



## OpenAPI

````yaml /v2/buyer-api-v2.yaml post /billing/payment-methods/pay-now
openapi: 3.0.0
info:
  title: Scope3 Buyer API
  version: 2.0.0
  description: |-
    REST API for advertisers to manage advertisers, campaigns, and reporting.

    ## Authentication

    All endpoints require a Bearer token in the Authorization header:
    ```
    Authorization: Bearer your-api-key
    ```

    ## Base URL

    `https://api.interchange.io/api/v2/buyer`

    ## For AI Agents

    AI agents can use the MCP endpoint at `/mcp/v2/buyer` with three tools:
    - `initialize`: Start an MCP session
    - `api_call`: Make REST API calls
    - `ask_about_capability`: Learn about API features
servers:
  - url: https://api.interchange.io/api/v2/buyer
    description: Production server
security: []
tags:
  - name: Account
    description: Account management, service tokens, and preferences
  - name: Advertisers
    description: Manage advertisers
  - name: Product Discovery
    description: Discover and select products
  - name: Campaigns
    description: Manage advertising campaigns
  - name: Creatives
    description: Build, manage, and sync campaign creatives via AdCP Creative Protocol
  - name: Reporting
    description: Access performance metrics
  - name: Event Sources
    description: >-
      Manage event source configurations and log conversion/marketing events for
      attribution
  - name: Property Lists
    description: Validate property lists against AAO registry
  - name: Sales Agents
    description: View and connect sales agents
  - name: Measurement
    description: Measurement sources, records, context, and freshness
  - name: Syndication
    description: Syndicate resources to ADCP agents
  - name: Tasks
    description: Track async operation status
  - name: Planning Briefs
    description: >-
      Share prospective briefs with publishers and collect their
      fit/quote/clarify/decline/book responses (gated by the
      demand-supply-signals flag).
  - name: Buyer Billing
    description: >-
      Consolidated invoicing for buyers — invoices and pending invoice items
      issued by Scope3 across the buyer customer.
  - name: MCP
    description: Model Context Protocol endpoints for AI agents
paths:
  /billing/payment-methods/pay-now:
    servers:
      - url: https://api.interchange.io/api/v2
        description: Production server
    post:
      tags:
        - Buyer Billing
      summary: Manually retry the outstanding failed charge (admin)
      description: >-
        Immediately re-attempts the organization's outstanding failed charge on
        the currently-saved card. Returns `processing` — the actual recovery
        (hold cleared, `nextAction` back to `NONE`) is confirmed asynchronously
        via a signature-verified Stripe webhook; poll GET /billing/account
        rather than inferring success from this response. Org-admin humans only
        — service tokens are denied (card actuation is a human/PCI boundary).
      operationId: payNow
      responses:
        '200':
          description: Manually retry the outstanding failed charge (admin)
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PayNowResponse'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '403':
          description: ACCESS_DENIED (not an org admin, or a service token).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '404':
          description: NOT_FOUND (no outstanding failed charge to retry).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '500':
          description: Internal server error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
      security:
        - bearerAuth: []
components:
  schemas:
    PayNowResponse:
      description: >-
        Immediate result of a manual "pay now" retry (spec §5.4: self-serve,
        instant recovery). The actual state transition (recovered, or unchanged
        on a decline) happens via the webhook.
      type: object
      properties:
        dunningId:
          type: string
        status:
          description: >-
            The charge attempt was submitted. Recovery is confirmed
            asynchronously (spec §6 trust boundary) — poll GET
            /api/v2/billing/account and watch nextAction/standing.holds, never
            infer success from this response.
          type: string
          enum:
            - processing
      required:
        - dunningId
        - status
      additionalProperties: false
    ErrorResponse:
      description: Standard error response
      type: object
      properties:
        data:
          type: string
          nullable: true
          enum:
            - null
        error:
          $ref: '#/components/schemas/ApiError'
      required:
        - data
        - error
      additionalProperties: false
    ApiError:
      description: Structured error object
      type: object
      properties:
        code:
          description: Machine-readable error code
          type: string
        message:
          description: Human-readable error message
          type: string
        field:
          description: Field path associated with the error
          type: string
        details:
          description: Additional error context
          type: object
          additionalProperties: {}
      required:
        - code
        - message
      additionalProperties: false
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: API key or access token

````